Ready to turn your motorcycle dreams into a reality in 2025? Choosing the right bike for your needs can feel overwhelming, especially when considering your financial needs & future.
Luckily, Auto Loan Hub is your one-stop shop for auto financing. In this post, we’ll explore the top motorcycle brands worth financing in 2025. Plus, we’ll outline how auto financing can make owning your dream bike accessible. Keep reading to learn more!
Financing Your Motorcycle: Pros and Cons
While some riders may be able to purchase their bike in full, financing offers a smart and manageable way to get your dream bike without draining your savings. Let’s break down the pros and cons of auto financing for motorcycles:
Pros:
- Affordable payments: Unlike buying it in full, using auto financing for your motorcycle means you can spread out the cost of your bike over time. This leads to smaller and more manageable monthly payments.
- Helps build credit: Like all loans, timely payments on your motorcycle financing can help improve your credit score, which might help you secure better interest rates and loan terms for future purchases.
Cons:
- High interest rates: Financing a motorcycle typically comes with higher interest rates than car financing since motorcycles are seen as riskier investments.
- Depreciation: Much like cars, motorcycles can lose value quickly if you aren’t careful. This means you might owe more than your bike is worth. When selecting a motorcycle, Auto Loan Hub can help you choose a make and model that will hold its value.
Best Motorcycle Brands for 2025
From Honda to Harley, there are many options on the motorcycle market today. Let’s break down the pros and cons of 2025’s top brands.
Harley Davidson
Pros:
- Aesthetic: It is hard to think of a motorcycle brand that is more iconic than Harley Davidson. If you are after a classic bike with a long history of craftsmanship, look no further than this brand.
- Good resale value: When financing a motorcycle, it makes sense to choose a make and model that holds its value so that when it comes time to sell, you can recover some of your investment. Unlike other brands, Harleys tend to maintain their value best over time.
Cons:
- Repairs: High vibrations in classic bikes mean that repairs are needed more frequently than other options.
- Cost: Typically, these bikes have high upfront costs. Additionally, maintenance costs might be higher than other makes.
Honda
Pros:
- Reliability: Often called the most successful motorcycle brand of all time, Honda bikes are known for being incredibly reliable and well-made.
- Lifespan: Thanks to their reliability, Honda motorcycles last longer than other makes. It is normal for your Honda to last 200,000 kilometres or more, while models from competitors might only last 50,000 kilometres.
Cons:
- Lacks excitement: While Honda is praised for its reliability, this brand is typically conservative with its designs and performance features. If you are looking for a flashy bike full of flair, then Honda might not be the best choice for you.
- Limited customization: If you want to heavily personalize your ride, opt for another brand since Honda does not offer extensive customization options.
Kawasaki
Pros:
- High performance: Kawasaki bikes are known for their expert handling and powerful engines. This makes them a popular choice for people looking for a high-performance sport bike rather than a cruiser.
- Best bang for your buck: Kawasaki is considered the most affordable and well-rounded option of all the popular Japanese motorcycle brands. Buyers can get a well-rounded bike that performs consistently for a reasonable price.
Cons:
- Comfort: Depending on the model, Kawasaki bikes can be awkward for some. Consider how you intend to use your motorcycle and opt for a touring bike from another brand if you plan a long trip.
- Maintenance: Although they are generally pretty reliable, maintaining your Kawasaki might cost a lot, depending on the model. Plus, if you live in an area where Kawasakis are less common than other bikes, then parts and servicing may be more difficult than for common brands like Harley.
Secure the Best Motorcycle Financing with Auto Loan Hub
At Auto Loan Hub, we help turn dreams into reality. Thanks to our partnership with power sports dealerships nationwide, you can explore a diverse selection of motorcypros and cons of financing a motorcyclecles and find a model that perfectly fits your needs. So whether you want a luxury toy or a reliable cruiser, you can rest assured that our team will support you every step of the way.
